As Father’s Day approaches, it’s important to think about how much your family depends on you. Ask yourself: How will my family provide for their future if something happens to me? Of course, this is a subject no one wants to think about. But if your kids, spouse, or others rely on you financially, this is one you can’t avoid.

One solution is life insurance. In the event of a tragedy, life insurance can provide coverage for:

• funeral costs
• help pay bills and meet ongoing living expenses
• payoff outstanding debt (credit cards, mortgage, car loan, etc.)
• continue a family business
• financial future needs (children’s education)
• protect a spouse’s retirement plans

How much life insurance do you need?

Everyone’s situation is unique so we recommend consulting with your independent insurance agent. In the meantime, visit lifehappens.org to perform some basic calculations to get started.

You may already have life insurance through your employer. However, the amount of coverage your employer provides may not be adequate based on your individual needs. In addition, the coverage provided by your company will only be in effect as long as you work there. What happens if you change jobs? An individual policy can be more affordable and it can stay with you even if you change jobs or retire.

We can help you determine how much and what type of coverage is needed for your particular situation. Contact us at Neckerman Insurance for more information on how to adequately protect your family.